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Terms And Conditions:

The Website https://learntinvest.com is owned and operated Bidyut Biswas under Trademark registered in the name of "Learn To Invest -LTI". Before you further proceed to avail any of our services, kindly take your time to read all the terms and conditions. There Terms and conditions apply to all visitors, users and others who access or use our services. By accessing or using the Service you agree to be bound by these Terms and Conditions. If you disagree with any part of the terms then you may not access the Service.


All the information contained in this Website is for general information purpose only. While we endeavor to keep the information up-to-date and correct, we make no representation or warranty of any kind, express or implied about the completion, accuracy, reliability, sustainability or availability with respect to website or information, products, services or related graphics, contained on the website for any purpose. Any reliance you place on such information is, therefore, strictly at your own risk. 

 

If you are a minor, i.e. under the age of 18 years and over the age of 13 years, you may use the Site under the supervision of a parent or legal guardian who agrees to be bound by these Terms and Conditions.


We as In "LEARN TO INVEST - LTI " is registered with MCA for Providing Training & Education related to stock market and securities market information, financial instruments or information related to stock market.


Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

COPYRIGHTS AND TRADEMARkS:

Unless stated otherwise, all the copyrights to the intellectual information shared on the website, inclusive of but not limited to, audio, video, text, and/or graphical data, are the sole property of Learn To Invest - LTI, and are guided by the pertinent Indian Laws. Any infringement or attempts of infringements, of the same would be punishable by the law. 

Standard Disclaimer & disclosure:

The Information on https://learntinvest.com is for the general information of the authorized recipient, and we are not soliciting any action based upon it. This information is not to be construed as an offer to buy or sell any security. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Prospective investors and traders are cautioned that any forward-looking statements are not predictions and may be subject to change without notice. Before acting on any of the information given on the website, you should do your own diligent study or seek advice from an independent financial adviser. We are especially states that it has no financial liability whatsoever to any user on account of the use of information provided on its website. 


Disclaimer For Social Media:

Learn To Invest - LTI does not warrant the accuracy, completeness or usefulness of the information available on its FACEBOOK pages / YOUTUBE channel / Social Media pages. Nothing contained in or provided through this FACEBOOK/ YOUTUBE/ Social Media is intended to constitute advice or solicitation for any investment / financial products or services, neither does it constitute an offer for the purchase or sale of any financial instrument or confirmation of any transaction.  Any information related to investment / financial products or services that may be available on /through these is unwarranted and Learn To Invest - LTI does not hold any responsibility for the consequences of any action or omission thereof. 


Disclosures:

This ‘Watchlist’ or 'Dashboard' (hereinafter called "Report") has been prepared by the Research Analyst and is meant for sole use by the recipient(s) and not for circulation. The security(ies) mentioned in the Report have been identified based on internally developed algorithm or setup and use of publicly available data and other sources believed by the Research Analyst to be reliable, although its accuracy and completeness cannot be guaranteed. Such information has not been independently verified and no guaranty, representation of warranty, express or implied, is made as to its accuracy, completeness, or correctness.

The Research Analyst certifies that the views expressed in this Report reflect his personal views about the subject company(ies), which are subject to change without notice. No part of the Research Analyst’s compensation was, is or will be, directly or indirectly related to specific recommendations or views expressed in this report.

​The Report is not for public distribution and has been furnished to you solely for your information and no part of this material may be copied or duplicated in any form by any means or redistributed without the written consent of the Research Analyst.​

The stocks mentioned in the Watchlist are not to be considered as recommendations made by the Research Analyst. These stocks fulfill the conditions resulting in the setups or patterns described in the script for which the recipient has been given access to various screener or filters. The recipient must do his own diligence and analysis in buying or selling the stocks mentioned. Also, the stocks mentioned in this Report may not generate any trade signal depending on the script's conditions.

Further, the stocks mentioned in this Report are based on technical data such as its price movement, moving averages, trading volume, etc. as opposed to focusing on a company's fundamentals and, as such, may not match with the recommendation in fundamental reports, if any, issued by the Research Analyst. The Research Analyst may have issued other Report(s) in the past that are inconsistent with and reach different conclusions from the information presented in this Report. 

A graph of daily closing prices of securities is available at www.nseindia.com.

The recipient is requested to take into consideration all the risk factors including their financial condition, suitability to risk return profile and the like and take professional advice before investing. 

Investments in securities market are subject to market risks, and recipients are requested to read all the related documents carefully before investing. Derivatives (i.e. Futures & Options) are sophisticated investment device and its trading involves substantial risk & leverage and is not appropriate for all investors. The investor is requested to take into consideration all the risk factors before actually trading in derivative contracts.

The Report should be read and relied upon at the sole discretion and risk of the recipient. If you are dissatisfied with the contents of the Report or with the terms of this Disclaimer, you should unsubscribe from our website by sending an email or by clicking on the unsubscribe bottom if available. The Research Analyst shall not be responsible or liable in any manner, directly or indirectly, for the losses or the damages sustained due to the investments made or not made, or any action taken or not taken, on basis of the Report, including but not restricted to, fluctuation in the prices of shares, derivatives and bonds, changes in the currency rates, diminution in the NAVs, reduction in the dividend or income, lost profits, or lost opportunity etc. 

The Research Analyst also assumes no responsibility for the improper or delayed functioning of the external website(s) or software(s) or brokers platforms for which the access may have been given to the recipient.

The report is not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident or located in any locality, state, country or other jurisdiction where such distribution, publication, reproduction, availability or use would be contrary to law or regulation or what would subject the Research Analyst or its affiliates to any registration or licensing requirement within such jurisdiction. If the report is inadvertently sent or has reached any individual in such country, especially, United States of America, the same may be ignored and brought to the attention of the sender.

Privacy policy:

All personal information, which is gathered and stored through this site, shall be governed by these terms laid out by Learn To Invest - LTI. We capture personal information about the proposed user / student while registering with Learn To Invest - LTI for login and registration, course purchase and accounts access. The information is used for promptly identifying you and to attend personally to your specific requests. We will hold your personal information confidentially and will preserve it. We will not sell or rent the information to anyone. In case of a compulsion to share your information, we shall obtain your prior consent and the information shall be shared with only those people or companies who are authorized by you to do so.

We may use third-party Service Providers like Google Analytics to monitor and analyze the use of our service.

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network. You can opt-out of having made your activity on the service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript from sharing information with Google Analytics about visits activity.

Learn To Invest - LTI reserves the right to change the contents of the privacy policy from time-to-time. Any predominant change in the manner of usage of the personal information shall be notified in this site.

User obligation:

 You are a restricted user of this website.

  • You shall securely keep the login information, if any, provided to you. The login access, if any, provided is for your personal use only, and shall not be shared with others under any circumstances.
  • You shall not copy, record, reproduce and / or transmit any study material, online seminars / videos, either live or recording shared with you, either part or whole, in any form.
  • In the event of any unauthorized copying, recording, reproduction and / or distribution of any study material, seminar / video which is property of Learn To Invest - LTI, Learn To Invest - LTI would be authorized to initiate any punitive or legal action against the same.
  • Once enrolled for a program, you have to attend all sessions, in case of absence in emergency situations, We as in LTI must be informed or in other cases prior permission needs to be taken from us.
  • You shall not use Our seminars for advertising or soliciting personal things.
  • Your trading results is solely your responsibility, we do not provide any promises about profits/loss. You should be well aware about market risk before investing in stock market.
  • You are bound not to cut, copy, distribute, modify, recreate, reverse engineer, distribute, disseminate, post, publish or create derivative works from, transfer, or sell any information obtained from the website. With our prior permission limited use may be allowed. For the removal of doubt, it is clarified that unlimited or wholesale reproduction, copying of the content for commercial or non-commercial purposes and unwarranted modification of data and information within the content of the website is not permitted.
  • You agree not to access (or attempt to access) the Website and/or the materials or services by any means other than through the interface that is provided by the website. The use of deep-link, robot, spider or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the website or content, or in any way reproduce or circumvent the navigational structure or presentation of the website, materials or any Content, to obtain or attempt to obtain any materials, documents or information through any means not specifically made available through the website. You acknowledge and agree that by accessing or using the website or services, you may be exposed to content from other users that you may consider offensive, indecent or otherwise objectionable. We disclaim all liabilities arising in relation to such offensive content on the website. Further, you may report such offensive content to us immediately.
  • In places where this website allows you to post or upload data/information, you undertake to ensure that such material is not offensive and in accordance with applicable laws.
  • You shall not engage in advertising to, or in solicitation of, other users of the website to buy or sell any products or services, including, but not limited to, products or services related to that being displayed on the website or related to us. You may not transmit any chain letters or unsolicited commercial or junk email to other users via the website. It shall be a violation of these Terms of Service to use any information obtained from the website in order to harass, abuse, or harm another person, or in order to contact, advertise to, solicit, or sell to another person other than us without our prior explicit consent.
  • You shall avoid all communications which might create disagreement like politics, sports, religion and other gossip on website and other LTI social media forums.
  • We have no obligation to monitor the materials posted on the website. We shall have the right to remove or edit any content that, in its sole discretion, violates or is alleged to violate, any applicable law or either the spirit or letter of these Terms of Service.
  • You understand that we have the right at all times to disclose any information (including the identity of the persons providing information or materials on the website) as necessary to satisfy any law, regulation or valid governmental request. This may include, without limitation, disclosure of the information in connection with investigation of alleged illegal activity or solicitation of illegal activity or in response to a lawful court order.

Investor Charter

Investor Charter in respect of Research Analyst (RA) as per

SEBI Circular No. SEBI/HO/IMD/IMD-II CIS/P/CIR/2021/0685 dated December 13, 2021


A. Vision and Mission Statements for investors

· Vision - Invest with knowledge & safety.

· Mission - Every investor should be able to invest in right investment products based on their needs, manage, and monitor them to meet their goals, access reports and enjoy financial wellness.

B. Details of business transacted by the Research Analyst with respect to the investors.

· To publish research report based on the research activities of the RA.

· To provide an independent unbiased view on securities.

· To offer unbiased recommendation, disclosing the financial interests in recommended securities.

· To provide research recommendation, based on analysis of publicly available information and known observations.

· To conduct audit annually.

C. Details of services provided to investors (No Indicative Timelines)

· Onboarding of Clients.

· Disclosure to Clients

  *To distribute research reports and recommendations to the clients without discrimination.

  *To maintain confidentiality w.r.t publication of the research report until made available in the public domain.

D. Details of grievance redressal mechanism and how to access it.

· In case of any grievance / complaint, an investor should approach the concerned research analyst and shall ensure that the grievance is resolved within 30 days.

· If the investor’s complaint is not redressed satisfactorily, one may lodge a complaint with SEBI on SEBI’s SCORES portal which is a centralized web-based complaints redressal system. SEBI takes up the complaints registered via SCORES with the concerned intermediary for timely redressal. SCORES facilitates tracking the status of the complaint. You can reach SEBI's SCORES portal on https://scores.gov.in.  & https://smartodr.in/login

· With regard to physical complaints, investors may send their complaints to: Office of Investor Assistance and Education, Securities and Exchange Board of India, SEBI Bhavan. Plot No. C4-A, ‘G’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051.

E. Expectations from the investors (Responsibilities of investors).

Do’s

· Always deal with SEBI registered Research Analyst.

· Ensure that the Research Analyst has a valid registration certificate.

· Check for SEBI registration number.

· Please refer to the list of all SEBI registered Research Analysts which is available on SEBI website in the following link: https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=14

· Always pay attention towards disclosures made in the research reports before Investing.

· Pay your Research Analyst through banking channels only and maintain duly signed receipts mentioning the details of your payments.

· Before buying securities or applying in public offer, check for the research recommendation provided by your research Analyst.

· Ask all relevant questions and clear your doubts with your Research Analyst before acting on the recommendation.

· If you notice or anyone of our employee is offering assured or guaranteed returns take a Snapshoot or record the conversation and drop email us on immediate effect. If no action is taken from us then with immediate effect do Inform SEBI about Research Analyst offering assured or guaranteed returns.

Don’ts

· Do not provide funds for investment to the Research Analyst.

· Do not fall prey to luring advertisements or market rumors.

· Do not get attracted to limited period discount or other incentive, gifts, etc. offered by Research Analyst.

· Do not share login credentials and password of your trading and demat accounts with the Research Analyst.

Grievance Redressal

Trend of the monthly disposal of complaints. Updated On 7th MAY 2025

*Average resolution time is the Sum total of time taken to resolve each complaint in days, in the current by total number of complains resolved in the current month.

ATR submission date is considered for calculation of average resolution time

Trend of the monthly disposal of complaints

 *Inclusive of complaints of previous months resolved in the current month.  

#Inclusive of complaints pending as on the last day of the month.

Trend of annual disposal complaints

     *Inclusive of   complaints of previous years resolved in the current year.

     #Inclusive of complaints pending as on the last day of the year 

Data will be updated  7th day of every month    

GRIEVANCE REDRESSAL

GRIEVANCE REDRESSAL

  • Contact Details: Name: BIDYUT BISWAS, Support Telephone: +91-7584933039, Support Email: Learntinvest@gmail.com
  • Compliance Office Details: Name: BIDYUT BISWAS Email: bidbiswasofficial@gmail.com Contact: +91-7584933039
  • Grievance Office Details: Name: BIDYUT BISWAS Email: bidbiswasofficial@gmail.com, Contact: +91-7584933039

SEBI DISCLOSUR

 

  • Bidyut Biswas is registered with SEBI with INH000014368 as the SEBI registration number. The registered office address of Bidyut Biswas is Ward No 20 Rakhal Das Sarkar Street Near Durga Mandir, Amla Para Purulia 1 Puruliya, Durgapur, West Bengal, 723101
  • The content and data available in the material prepared by the company and on the website of the company, including but not limited to index value, return numbers and rationale are for information and illustration purposes only. Charts and performance numbers do not include the impact of transaction fee and other related costs. Past performance does not guarantee future returns and performances of the portfolios are subject to market risk. Data used for calculation of historical returns and other information is provided by exchange approved third party vendors and has neither been audited nor validated by the Company.
  • Information present in the material prepared by the company and on the website of the company shall not be considered as a recommendation or solicitation of an investment. Investors are responsible for their investment decisions and are responsible to validate all the information used to make the investment decision. Investor should understand that his/her investment decision is based on personal investment needs and risk tolerance, and information present in the material prepared by the company and on the website of the company is one among many other things that should be considered while making an investment decision.
  • Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.
  • Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
  • Bidyut Biswas is registered with SEBI as Research Analyst with INH000014368 as the SEBI registration number. The registered office address of Bidyut Biswas is Ward No 20 Rakhal Das Sarkar Street Near Durga Mandir, Amla Para Purulia 1 Puruliya, Durgapur, West Bengal, 723101.
  • Information present in the material prepared by the company and on the website of the company shall not be considered as a recommendation or solicitation of an investment. Investors are responsible for their investment decisions and are responsible to validate all the information used to make the investment decision. Investor should understand that his/her investment decision is based on personal investment needs and risk tolerance, and information present in the material prepared by the company and on the website of the company is one among many other things that should be considered while making an investment decision.
  • Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. 
  • Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
  • The investor is requested to take into consideration all the risk factors before actually trading in derivative contracts.
  • We and our associates, officers, directors, and employees, Research Analyst (including relatives) worldwide may: (a) from time to time, have long or short positions in, and buy or sell the securities thereof, of company (ies) forming part of the products or reports created by the company or (b) may have other potential/material conflict of interest with respect to any company(ies) in various products or reports created by the company. Any such positions of conflict of interest will be appropriately disclosed and dealt with in accordance with applicable law. [to be modified depending upon actual circumstances]
  • The Company does not provide any promise or assurance of favorable view for a particular industry or sector or business group in any manner. The investor is requested to take into consideration all the risk factors including their financial condition, suitability to risk return profile and take professional advice before investing.
  • The analysts for various products or reports created by the company certify that all of the information /material therein accurately reflect his or her personal views about the subject company or companies and its or their securities, and no part of his or her compensation was, is or will be, directly or indirectly related to company(ies) in various products or reports created by the company. No part of this material may be duplicated in any form and/or redistributed without the prior written consent of the Company.
  • Contact Details: Name: BIDYUT BISWAS, Support Telephone: +91-7584933039, Support Email: Learntinvest@gmail.com
  • Compliance Office Details: Name: BIDYUT BISWAS Email: bidbiswasofficial@gmail.com Contact: +91-7584933039
  • Grievance Office Details: Name: BIDYUT BISWAS Email: bidbiswasofficial@gmail.com, Contact: +91-7584933039

Refund policy

  • Fees once paid are non-transferable and non-refundable.
  • If you fail to attend any webinar or seminar or any services provided by us, then you can request us to add you in other or next webinar parting to the similar topics in future but within a span of 1 months only.
  • If by any chance the said event has been cancelled from our end, we will try to accommodate you to the next batch of similar event or others, based on seat availability. LTI deserve the right to make any changes to this addition based on situation. You have the option to Opt in or Out from the next event and seek for a refund if needed, the same will be processed in next 5-10 working days from the date of your refund request.
  • Learn To Invest - LTI reserves the right to add or reject enrollment to their services without any justification. Even if you paid the fees that does not bound LTI to provide services, the fees shall be refund back within 5-10 working days.


“Investment in securities market are subject to market risks. Read all the related documents carefully before investing.”


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